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Choosing between bank offers

Now4d4

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Hi! We would like to get some bank loan and we asked for help, which would be the best for us.


At the first bank, choosing a higher loan amount. 13.1> 33
We feel good about it - harmonious connection. I don't fully understand the “retreat”. The exception of this can be that we take out more money.


The second general question. What happens if we take out a smaller loan 52.4.5.6> 31
We'll be happy with the monthly repayments.
The direction also seems good.


We will charge a higher loan amount without 27 variable lines.
It is not clear to me that it is good if we will have money left over. Or it means not asking for more support than we needed?
If another specific bank was chosen, the 40 would come so I would let go.


Continue to search for other options 62
This means that we cannot expect great results here either.

What do you think I interpreted well? I would choose the first bank after theese signs. Higher or lower amount? Not clear to me.

Thanks!!!
 
D

diamanda

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I quite agree with your interpretations.

At the first bank, choosing a higher loan amount. 13.1 > 33
Sounds good, but after a meeting (13:1) they might refuse (33).

What happens if we take out a smaller loan 52.4.5.6> 31
This one sounds like the best of all options, sounds really positive. As a footnote, be very careful what you say to them when you ask for this loan.

We will charge a higher loan amount without 27 uc
I don't understand your question exactly, but 27 unchanging means hunger, so it doesn't sound good.

Continue to search for other options 62 uc
I agree, it doesn't sound good.
 

Now4d4

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Dear Diamanda, thank you again. Your interpretations are always clear, simple and useful.

We will charge a higher loan amount without 27 uc
I don't understand your question exactly, but 27 unchanging means hunger, so it doesn't sound good.
I think so. In this paragraph I wanted to say that if we get the higher loan from the bank, we do not have to use all of our cash to buy the house.
 

Trojina

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As a matter of interest may I ask if you know you are in the free forum ? I ask because Hilary said in the newsletter you had just joined Change Circle and it's often the case people don't know which bit they are paying for. Hilary is not likely to answer you here but she is likely to answer you in CC.

It's absolutely fine to post wherever you want to I only ask because in the past other's have been confused by this when they joined CC and my view is you may as well get what you pay for.
 

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