...life can be translucent

Menu

What do you think?

autumn

visitor
Joined
Jun 12, 2006
Messages
430
Reaction score
4
I was rear-ended by a guy four years ago and his insurance company never paid my claim because his insurance company claimed he was not covered. Out of the blue the insurance company sent me a letter re-investigating the claim because of an error that resulted in him actually being covered at the time of the accident. He made up a story about a hit and run driver causing the accident that there is no physical evidence for, so on the basis of that story, the insurance company told me verbally they were denying the claim. I called a lawyer, and since my damages are only $3,000 they are not interested. So, I am going to try to get them to pay myself.

I asked, "what is my outcome in my quest to get them to pay?", and I got 15.1 (36).
This is not an earth-shattering life event, but I thought it would be interesting to see what the message is. Do you think this is telling me to pursue it? 36 seems like lies in this context, so I wonder if it's no, the lies prevail.
 

mudpie

visitor
Joined
Feb 22, 1971
Messages
687
Reaction score
22
It is such an interesting response, Autumn....and unfortunately, it could be ambiguous for this question. There is something about 15.1 which impilies a simple, straightforward resolution without complications. BUt in this case that could almost imply that because it has now gotten complicated with the passing of time and the opposing stories, that the truth is buried. In an immediate sense, your own auto insurance company could have pursued this and without question, a rear-end accident is always the fault of the one who rear-ends (at least here is NY!?)

Still, 15.1 is a positive line for being in the right. I would pursue it in writing with the company, and be humbly persistent. Insurance companies will never say yes the first time if they think they have an out. If there was a police report at the time, or a DMV report, these would help. And also if you were treated by any doctors for whiplash, etc.
Good luck.
 

autumn

visitor
Joined
Jun 12, 2006
Messages
430
Reaction score
4
Hi,
I'm not sure what to make of the answer, either. The reason why my insurance company isn't pursuing it is because I didn't go through them for my property damage because it was minimal and I didn't want to pay the $500 deductible if I could just file a claim with the other insurance company. My insurance did pay out medical for me, but in Missouri they can't collect Medpay from the at fault insurance company.
 
J

jesed

Guest
Hi autumn

How about asking:

"What is the best way to get the payment?"

Best wishes
 

willowfox

Inactive
Joined
Jun 18, 2006
Messages
5,530
Reaction score
261
Hi autumn,

I asked, "what is my outcome in my quest to get them to pay?", and I got 15.1 (36).

hex 15.1 says problems with claims and counterclaims have to be sorted out, but if you get on with the job right away, the task will become that much easier to conclude. This will be a difficult undertaking for you but you can settle this matter fairly easily and quickly. Of course, you can expect the insurance company to put up a fight.

hex 36 says do not let their insurance company walk all over you or try to put you off, keep on with the claim. Do not give up hope, be flexible, reasonable, and you will win. Don't be cheated by these people, persevere.
At the moment the insurance company will most certainly try to cheat you, but I do not see that you need the services of a lawyer, this job is down to you to win, work alone. I believe that their insurance company know that you are in the right and are just trying
to put you off. You should get some money (certainly an offer) from the insurance company soon. Everything points to you getting some money out of their insurance company but I think it will be less than you wanted, nevermind, take it.
 
Last edited:

autumn

visitor
Joined
Jun 12, 2006
Messages
430
Reaction score
4
Jesed,
"What is the best way to get the payment?" 19.1 (7)

Willowfox,
Thank you. Very early this morning I was dreaming about this, and I dreamed there was a different meaning of '36' here. I dreamed 36 was about the insurance company hiding from a claim they know they should pay. It seems like that's the interpretation of 36 you have here, so when I saw your interpretation, that kind of confirmed the idea. :)
 

willowfox

Inactive
Joined
Jun 18, 2006
Messages
5,530
Reaction score
261
Hi autumn,

"What is the best way to get the payment?" 19.1 (7)

hex 19.1 says that as you start to make some headway with the insurance company, you must keep digging away at them, pursue what they rightfully owe you. Good.

hex 7 says to be disciplined, organized, and strong when dealing with them, thinking everything out clearly, planning, preparing all the paperwork etc because you are doing battle (waging war) with this insurance company. As justice is the reason for your claim, then all will go well but of course you must persevere. Good.
 

autumn

visitor
Joined
Jun 12, 2006
Messages
430
Reaction score
4
I think it might be telling me to either get a different lawyer willing to take a smaller settlement, or, something I had considered before- this was a three-car collision. There was a car in back of me pushed into me. That other driver would be in the same position as me, and may want to pool damages to get a lawyer to pay attention to the case.

One major problem is that I was driving home from being out of town, and none of us on the highway that evening were from the town that the wreck was in. We were all out of town, and the lawsuit has to be filed in the county the wreck occurred in, so everyone would have to travel to go to court if it came to that. Assuming I can even find the other drivers.

I've had some doubt about whether it is even worth the trouble to pursue this. I wasn't badly injured and my car was not badly damaged, but that's not really the point. I should have gotten my due claim- even though it isn't a lot of money. I am angry that the driver who caused the accident was allowed to get away with a crime- making up a story about a hit and run driver to cover up the fact he had not paid his insurance premium. But, maybe I should just let it go. So, I asked, "Advise action. Show me if I should pursue the claim or let it go."

17.1 (45)
 
C

cjgait

Guest
Pursue the matter calmly, do not wrangle

I used the Nanjing method to obtain a single text as an answer. In your case, the changing line is not read, only the Judgement text for 15. In relation to law suits this line means: "Be calm, do not wrangle."

So it's okay to pursue the matter, but I wouldn't count on getting anything from it, and you should avoid a confrontational situation with the culprit.
 

willowfox

Inactive
Joined
Jun 18, 2006
Messages
5,530
Reaction score
261
Hi autumn,

"Advise action. Show me if I should pursue the claim or let it go."

17.1 (45)

hex 17.1 says to persevere with your claim, to "go out of the door", ie to leave the confines of your home and seek compensation. All very positive.

hex 45 again says go for it but to be aware that you may not receive the full amount asked for.
 

autumn

visitor
Joined
Jun 12, 2006
Messages
430
Reaction score
4
Thanks for the answers. The idea of sueing the driver and going through a lawsuit is very distasteful. I am not interested in spending my energy on something like that.

I spoke to one attorney who is tenatively interested in trying to collect the claim. If he wants to take it and try to collect something I will let him, but I'm not going to pursue it any further than that.
 

Clarity,
Office 17622,
PO Box 6945,
London.
W1A 6US
United Kingdom

Phone/ Voicemail:
+44 (0)20 3287 3053 (UK)
+1 (561) 459-4758 (US).

Top