Buying a house with my son

[becalm]

I have the funds for a deposit which we need to buy a house and my son has the employment to sustain and cover the mortgage.
Together we could make this happen but there would be need to be a set agreement to work out who gets what when we sell it again, in say 5 years, time. The house to both of us is just an investment although he'll be living in it.

What do I need to know about buying a house with my son Hex 64.1.2.3.4>22

I'm reading Hex 22 as it is just an investment ie. no substance in terms of it's just a house not a home

All the lines in Hex 64 are saying be cautious, take out time, work out the finer details and we will be rewarded when we do sell it in years to come (Line 4 suggests 3 years time).

 

[my_key]

Hi becalm

What do I need to know about buying a house with my son Hex 64.1.2.3.4>22

'Not Yet Fulfilled' through ' Adornng'

Buying a house with your son will be like an ornamentation to your life however it will not fundamentally alter its nature (22). Many things have been completed to bring you to this point in your life however you still have a few things to resolve with this particular situation and so make sure you exercise caution as you proceed (64).

(Thus the superior person discriminates carefully the true nature of all things so that each rests in its righful place)

There will be plenty of opportunities to slip up so go slowly and make sure you bring order and clarity to the situation right from the start (64.1). Remember, take your time particularly at the beginning. Do your homework thoroughly, don't be rushed, and keep focused on what you want from all this (64.2). Right now things are not properly set up to make this a success. You have a few rivers to cross first ( proper contract / legal advice? or maybe something else) so go and get the help you need (64.3). You face a prolonged and difficult contest. Perhaps a struggle between you and your son or even within yourself . Your principles will be challanged. Apply heaps of courage and determination and stay true to your principles. If you do this, in the long term there will be no regrets (64.4) and rich rewards await you in the future (not necessarily 3 years).

Whether the rewards are financial or not who knows?

...or maybe it's nothing like this at all for you.

Good Luck

 

[rosada]

64. - 22. Certainly seems to describe your current position - you are 22. visualizing, considering, what you want to create but 64. your plan is not yet complete.

So perhaps what you need to know is that as it is now your plan is not yet fully worked out but the reading encourages to keep working on it.

 

[becalm]

Thanks my_key - Yes I'm not 100% sold on the idea of doing this and could buy a much less adorned and smaller house on my own but longer term I wouldn't make much money buying one on my own.
My other concern is making sure that my son and I set this up from the get go so there is no chance of a feud of any sort over the purchase and eventual sale at the end of it......I've seen money bring out the worst in people.
Thanks Rosada - you're right the plan is not even off the ground yet, we've just talked about the potential of it and I told my son to work out the finer details on whether it would worth it for both of us and get back to me.

 

[rosada]

Maybe a more specific question would get you a more helpful response like, "What profit could my son and I make buying a house together?"

 

[rosada]

Going back to your original question.

64.1
Soaking your tale. Shame.

The line says you may be able pull it together to buy a house but you need to give more consideration to what comes after that.
Think of a gymnast who preforms a trick and lands on her feet but then sort of wobbles a bit.

64.2
A drag on its wheels.
Constancy, good fortune.

No need to rush.
Keep headed in the right direction.
(It occurs to me the housing market may be heading towards having lower prices in the near future.)

64.3
Not yet across. Setting out to bring order: pitfall.
Harvest in crossing the great water.

You aren't sure yet exactly what you are doing so don't rush to align everything with your current vision.
Better to look around some, see what all is available. Get involved.

64.4
Constancy, good fortune, regrets vanish.
The thunderer works to subdue the Demon Country.
Three years go round, and there are rewards in the great city.

If you continue to put energy into your vision I think you will ultimately be glad you did.
But this line makes me uncertain. The Demon Country is the state of consciousness that is bound up with profit and loss and the material world. Does this line say you will be able to handle the money and profit or is it saying you should have the attitude you are doing this for the love of the adventure?

 

[my_key]

Thanks my_key - Yes I'm not 100% sold on the idea of doing this and could buy a much less adorned and smaller house on my own but longer term I wouldn't make much money buying one on my own.
My other concern is making sure that my son and I set this up from the get go so there is no chance of a feud of any sort over the purchase and eventual sale at the end of it......I've seen money bring out the worst in people.

I get a sense that this reading is about you and your needs , the next steps that are right for you, now and not so much about material gains in the future. But, hey, what do I know.

 

[becalm]

I get a sense that this reading is about you and your needs , the next steps that are right for you, now and not so much about material gains in the future.

And your sense is correct - Long term it's about the material gains for sure but it's more I'm challenging myself to do what's right for me at the same time.
I've given more to my children than to myself for many years but I'm finally learning it's just as important to give just as much to me. It doesn't mean I'm taking anything away from them, it just means it's not all about them anymore. Yay for me!!

But, hey, what do I know.

That's BS and I'm sure you know it!!!!!

 

[becalm]

Does this line say you will be able to handle the money and profit or is it saying you should have the attitude you are doing this for the love of the adventure?

Thank you rosada everything you've said in your post is spot on and yes it had occurred to me too, after the initial conversation with my son, about the housing market heading towards lower prices.
I'm not rushing into anything like I always seem to have done in the past but yes of course of this is connected to my adventurous side which never seems far away - typical Sag!!

 

[Trojina]

Without going into the reading yet I think it would be far far better to buy on your own place. Why chance future feuding and you know it has happened before, that's why you feel apprehensive. You have had no home for a long time, take security for yourself while you can. Over the years, gathering a sense of the patterns you've gone through, I feel you'd be waking straight into trouble by buying with your son and him living there. I don't mean anything against your son, I don't even know which son, but you don't want to end up a nomad needing to ask if you can stay in your own house. And what about if he gets a partner or children. Sorry but I feel you 'd be selling yourself down the river just for the prospect of more money later when what matters is a home for you.


The reading - will it agree with me

I have the funds for a deposit which we need to buy a house and my son has the employment to sustain and cover the mortgage.
Together we could make this happen but there would be need to be a set agreement to work out who gets what when we sell it again, in say 5 years, time. The house to both of us is just an investment although he'll be living in it.

What do I need to know about buying a house with my son Hex 64.1.2.3.4>22

I'm reading Hex 22 as it is just an investment ie. no substance in terms of it's just a house not a home

All the lines in Hex 64 are saying be cautious, take out time, work out the finer details and we will be rewarded when we do sell it in years to come (Line 4 suggests 3 years time).

yes I agree with your interpretation. This is a work in progress rather than a solution. Change patterns yang 34 and yin 20 - this has come in to your life with good forward force, take some time to think it over.

In 64 nothing is in the right place yet and the lines look like hard slog. To me it looks like a complex long drawn out working out of details and the entire plan lacks a depth what I can only put across as a lack of finality of commitment.

You could well up stranded half way through the process like fox half way across the river. You're halted , dragged back in lines 1 and 2. In 3 and 4 there is long term gain it just seems pretty hard won

Thanks my_key - Yes I'm not 100% sold on the idea of doing this and could buy a much less adorned and smaller house on my own but longer term I wouldn't make much money buying one on my own.
My other concern is making sure that my son and I set this up from the get go so there is no chance of a feud of any sort over the purchase and eventual sale at the end of it......I've seen money bring out the worst in people.

I think Yi's answer is somewhat more for the idea than I am. I mean there are eventual gains in line 4 but boy is it a long term slog ! Line 3 seems to ask you make the commitment and work out the detail later. So it is your own free choice. I wouldn't say Yi is saying 'do not do this, don't even think about it' because in the very long term, if profit is your ultimate aim with the purchase, it could be a good idea. But you have to ask yourself, knowing yourself, him, the situation, whether this would just be so hard, all sorts of issues and hold ups, whether it's worth it. If it were my cast I would be asking myself 'if this worth it' because this is not plain sailing by any means.

If you can afford to buy somewhere smaller by yourself, well that's wonderful news, congratulations. I think we're the same age, I'm 60 this year and I know I couldn't keep moving around all the time as you do and I know having your own place just allows you to have a better life. I wouldn't like to come and look at these forums in 5 years time, when we're both 65 and read you saying 'my son says I have no right to live in the house because XYZ'. Once a person is living in a house it's quite hard to have the leverage to get them out. As you say even in the closest families awful feuds can happen so why take the risk.

 

[becalm]

Yes Trojina exactly right - there's lots to take into consideration and think about....

 

[my_key]

And your sense is correct - Long term it's about the material gains for sure but it's more I'm challenging myself to do what's right for me at the same time.
I've given more to my children than to myself for many years but I'm finally learning it's just as important to give just as much to me. It doesn't mean I'm taking anything away from them, it just means it's not all about them anymore. Yay for me!!

Don't you just love those deep moments when you know a part of you is growing !! Indeed a truly very, very Yay for you !!

That's BS and I'm sure you know it!!!!!

I can only be certain that I know things about me for sure, sometimes.

Good Look

 

[rosada]

Further thoughts...
I think of 64. as representing the time between life times. Like the time when the cast of the soap opera gets together backstage and discusses what the next episode should be. So here it would be saying for you that you are at this time in the position of plotting your next move.
64.1 New at this whole thing, buying property, going into an investment with your son, bit of a wobble getting your footing.
64.2 Go slow, no rush.
64.3 You don't know what you don't know so have an attitude of an explorer. You're looking into things and they're worth looking into - whatever, you'll learn something.
64.4 I wonder if this is saying you could even hold off for three years before you find the exact right deal? Like an emphasis that there is totally no rush. Alternatively maybe the line is pointing you towards purchasing a "fixer-upper"?

22. Pipe dream or Inspiration?
I think these hexagrams are advising you that this idea is worth considering. As you talk it over you will either come to realize it's not for you or you will come to recognize more and more clearly what each of you is envisioning which will result in you're being able to manifest your dream much more easily. I think of the carpenter's motto, "Measure twice - cut once".

As 64. seems to encourage talking things over from all angles, I will share with you an arrangement my girlfriend has with her son. She loaned him the money for the down payment and he bought the house. He pays the mortgage and an interest only payment on the money his mother loaned him. Their understanding is that when he sells the house he will repay the down payment and he will get to keep what ever appreciation there may be. The advantage here is that the son can sell the house whenever he wants if he decides he wants to move and she gets a steady interest payment. Downside in your case could be if the mortgage payment + interest to you would be more than your son could afford - but maybe there would be a house that is within range if you investigate. Anyway, just telling you this to get ideas flowing.

Several people have mention this could be a long slog, I think the emphasis here with 64. is on the importance of planning, You mention you are a Sag. Your ruling planet, Jupiter, is retrograde just now which supports holding back and doing research. You may find that the path forward opens up mid-September when Jupiter turns direct.

 

[becalm]

Don't you just love those deep moments when you know a part of you is growing !! Indeed a truly very, very Yay for you !!



I can only be certain that I know things about me for sure, sometimes.

Good Look

Yes those moments certainly give you so much joy in so many ways. The things that we know have come from our learned experiences in life and from that wisdom we do know, for our selves and sometimes for others too.

 

[becalm]

Thank you Rosada for taking so much time to help me out with this, obviously it's a very big and important decision to make.
I did mention to him last night that the money may not be available for at least 3 months and he said it's no drama, we can wait 6 months if that's what it needs and it doesn't matter if it doesn't happen at all, going on to say if the opportunity becomes available to buy a house he'd take it but if it doesn't, it is what it is.

It feels like all my planets have been in retrograde for years, there always seems to be something blocking me or holding things up although this year has felt very much like forward movement for me in myself. I'm happy to wait until September and with the COV19 it's more than likely nothing's going to move quickly anywhere.

 

[becalm]

Well it's nearly mid September so I hope the new path opens for me very soon.

My son is buying the house on his own and I'm happy with that although he's going to help me buy one for myself next year.

 

[rosada]

Thanks for the update!

 

[becalm]

You mention you are a Sag. Your ruling planet, Jupiter, is retrograde just now which supports holding back and doing research. You may find that the path forward opens up mid-September when Jupiter turns direct.

And so mid-September proved to be the path forward opening.